---
artifact_kind: policy-bundle-card
artifact_name: aje-settlement-escrow-standard
version: 1.0.0
owner: Aje · settlement-escrow team
last_reviewed: 2026-07-15
next_review: 2026-10-13
domain: aje
related_phase_179_tasks: [179.5.5.4, 179.7.2.4, 179.10.13, 179.10.8]
---

# Policy Bundle Card — aje-settlement-escrow-standard v1.0.0

## 1. Identity

- **Domain:** reviewed settlement anchoring and escrow execution.
- **Use-case classes:** `commerce_negotiation`, `supplier_procurement`,
  `creative_collaboration`, `dao_governance`, and reviewed
  `agent_to_agent_contract`.
- **Operational mode:** the originating case mode; Aje is an execution adapter,
  not a mediator or adjudicator.

## 2. Contents

- **Templates:** deposit, milestone payout, royalty, refund, arbitration bond,
  agreement-hash anchor, challenge window, oracle evidence, pause, amendment,
  rescission, default/remedy, and completion terms.
- **Constraints:** verified signatories and authority; accepted draft hash must
  equal the deployment-plan agreement hash; positive milestone amounts; unique
  milestone identifiers; chronological due dates; supported chain and oracle;
  cooling-off and required review completed before execution.
- **Mandatory review:** legal counsel for rights-affecting or cross-jurisdiction
  terms; compliance for sanctions/KYC or regulated-finance signals; financial
  approver above tenant thresholds; dual control for irreversible execution.
- **Jurisdiction:** deployment is disabled unless the tenant overlay expressly
  permits the chain, asset, custody posture, and settlement class.

## 3. Sources

Drafted by Aje settlement engineers with Concordia legal/compliance review. The
bundle implements the agreement DSL, authority, finance-control, cooling-off,
and settlement-lifecycle requirements and follows the regulatory sources in
[`mediation-negotiation-2026.md`](../../../../research/mediation-negotiation-2026.md).

## 4. Evaluation

The escrow adapter tests schema validation, exact amount mapping, hash
anchoring, milestone order, oracle mapping, and next-milestone selection.
Settlement tests cover countersignature, authority, export, anchoring,
amendment, rescission, default/remedy, and completion. Pilot value uses
execution completion and time to completion; execution mismatch and unauthorized
acceptance are guardrails.

## 5. Use

`planDeployment` maps a reviewed `escrow_release` agreement to an Aje plan. The
orchestrator may submit it only after acceptance, approval, cooling-off, and
finance controls pass. The accepted digest and execution receipt remain in the
audit/reproducibility record.

## 6. Refresh

Refresh on chain support, oracle trust, smart-contract bytecode, custody
posture, sanctions/KYC rules, or settlement-lifecycle changes. Last refresh:
2026-07-15.

## 7. References

- `libs/aje/settlement-escrow/src/escrow-adapter.ts`
- `libs/contracts/concordia/src/settlement-lifecycle/settlement-lifecycle.ts`
- `libs/contracts/concordia/src/finance-controls/finance-controls.ts`
- `libs/contracts/concordia/src/cooling-off/cooling-off-policy.ts`